Question 1 of 4
What did you borrow?
About a minuteNo documentsNo credit checkFCA authorised, FRN 830182
You can complain to your bank or lender, then the Financial Ombudsman, yourself for free. Our legal partners pay us when we introduce your claim. FCA authorised, FRN 830182.
If your claim is upheld
Average overdraft claim£2,0231
Overdraft interestRefunded
Fees and chargesRefunded
Interest on your refundAdded
Balance owedReduced
Missed payment markersRemoved
Could you have a claim?
Signs your bank or lender lent irresponsibly
Banks and lenders have to check you can afford what they lend, and step in when you’re struggling. If they didn’t, they have to put it right.
- 01In your overdraft every month
- 02Your limit went up while you were struggling
- 03Borrowing again to pay off borrowing
- 04Missed payments, and the charges kept coming
Free to check. Partner firm fees are capped by the regulator. See fees
How it works
You do the first step. That’s it.
Four steps. You only do the first.
- 01
You check
Four quick questions. No documents.
About a minute - 02
We introduce you
With your permission, to a firm on our panel of legal partners.
We do this - 03
They check and complain
A secure, read-only look at your account, then a complaint to your bank or lender.
Your partner firm - 04
Things put right
If upheld: money back, a lower balance, a cleaner credit file.
If upheld
Claim types
What you can claim for
Overdrafts, loans and cards you couldn’t afford.
Banks and lenders
Find your bank or lender
Each has its own page: the signs to look for, and how claims against them work.
- BarclaysOverdraft claims
- LloydsOverdraft claims
- HalifaxOverdraft claims
- NatWestOverdraft claims
- HSBCOverdraft claims
- SantanderOverdraft claims
- TSBOverdraft claims
- MonzoOverdraft claims
- Bank of ScotlandOverdraft claims
- First DirectOverdraft claims
- RBSOverdraft claims
- Ulster BankOverdraft claims
- Lending StreamLoan claims
- QuidMarketLoan claims
- Loans 2 GoLoan claims
- 118 118 MoneyLoan claims
- Likely Loans and FinioLoan claims
- Bamboo LoansLoan claims
- Cash ASAPLoan claims
- My Finance ClubLoan claims
- LendableLoan claims
- DraftyLoan claims
Can’t see yours? The check covers any UK bank or lender.
All banks and lendersFAQs
Common questions
Short answers to what people ask most.
Struggling with debt now? MoneyHelper offers free, impartial debt advice.
Can I claim for my bank overdraft?
You could, if you relied on it month after month or your limit went up while you were struggling.
MoreOverdraft claims explainedCan I claim if I’ve paid it off?
Yes. Repaid and closed accounts can still be claimed for, subject to time limits.
Will claiming affect my credit file?
Checking doesn’t search your credit file. If a claim is upheld, wrong markers can be removed.
FAQsClaims and your credit fileWhat if my lender has gone bust?
It depends on the lender. Each lender page explains where it stands.
LendersFind your bank or lenderDo I have to use a claims company?
No. You can complain to your bank or lender, then the Financial Ombudsman, yourself for free.
Find out if you can claim. It takes a minute.
Four questions. No documents. Free to check.
You can complain to your bank or lender, then the Financial Ombudsman, yourself for free.